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Planned Giving

Committing to Concordia

Mary and Tom '68 Lidahl surrounded by future Cobbers

Mary and Tom '68 Lidahl surrounded by future Cobbers

It takes a special kind of person to brave the Fargo-Moorhead winters. One must show a great deal of commitment to the area. Tom '68 and Mary Lidahl show commitment to their hometown of Plentywood, Montana, their winter home in Fargo, and to Concordia College.

Tom specifically remembers the influence Concordia's science program had on his entire life during and after his time as a student.

"I'm confident that coming from Concordia played a big role in my being accepted into dental school after three years of undergraduate study," says Tom about the sciences.

Early on in his time at Concordia, Tom was introduced to Dr. Gustav Dinga, a pre-dental advisor. Tom vividly remembers the chemistry professor's voice and enthusiasm. On the first day of class Dr. Dinga said, "Here at Concordia, science and faith don't have to be in conflict."

Faith has always been an important aspect of Tom's life, and finding an encouraging mentor in both science and faith had an incredibly positive effect on him.

Tom left for dental school prior to graduating from Concordia, although he remained determined to become an official Cobber with a degree. After working with advisors on campus and showing his completed credits, Mary surprised him with his diploma on Christmas in 1974. The now official Cobber says, "Concordia prepared me for so much more than science."

"Concordia prepares you for life," Mary adds.

The couple enjoys speaking with prospective students about Concordia's ability to provide for its students. At their local church, the couple started a scholarship fund in 1983 for students who attend colleges of the ELCA. Presently, two students attending Concordia receive the scholarship.

When asked why they give to the college they state, "We love Concordia and its Mission Statement. Our gifts are a way to show our appreciation for all the college has meant to us."

Tom and Mary's two daughters, Lisa and Linn, graduated from Concordia. Mary served two terms on the Board of Regents, and Tom was on the National Alumni Board during the college's Centennial celebration in 1992. Concordia was committed to Tom and Mary during their time as students, and now they return the favor to the current students at Concordia.

Support Future Cobbers
To learn about the many different ways you can show your appreciation for Concordia and help provide a quality education to future students, contact Trina Hall at or (218) 299-3445.

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A charitable bequest is one or two sentences in your will or living trust that leave to Concordia College a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

"I give to Concordia College, a nonprofit corporation currently located at Moorhead, MN, or its successor thereto, ______________* [written amount or percentage of the estate or description of property] for its unrestricted use and purpose."

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to Concordia College or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to Concordia College as a lump sum.

You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to Concordia College as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and Concordia College where you agree to make a gift to Concordia College and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

Personal Estate Planning Kit Request Form

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